Cookie Policy
Last updated: January 23rd, 2026
At 45F.org, we believe in being clear and open about how we collect and use data related to you. In the spirit of transparency, this policy provides detailed information about how and when we use cookies.
1. Does 45F.org use cookies?
Yes. As described in our Privacy Policy, we use cookies and other technologies to ensure everyone who uses our site has the best possible experience. Cookies also help us keep your session secure. By continuing to visit or use our services, you are agreeing to the use of cookies and similar technologies for the purposes we describe in this policy.
2. What is a cookie?
A cookie is a small file placed onto your device that enables 45F.org features and functionality. For example, cookies enable us to secure your access to our tools, save your calculator inputs (if applicable), and help us know if someone attempts to access our site from a different device.
3. What types of cookies do we use?
We use two types: persistent cookies and session cookies.
- Session Cookies: These only last for as long as the session (usually the current visit to a website or a browser session).
- Persistent Cookies: These stay in your browser and will be read by us when you return to our site, helping us remember your preferences (like your business size selection in the calculator).
4. What are cookies used for?
Cookies allow us to recognize you when you visit, remember your preferences, and give you a personalized experience. Here is a breakdown of how we use them:
Authentication & Security
We use cookies to enable and support our security features, and to help us detect malicious activity.
Preferences & Features
Cookies tell us which language you prefer and what your communications preferences are. They can help you fill out forms on our site more easily by remembering your last selected business size or calculator inputs.
Performance, Analytics & Research
Cookies help us learn how well our site performs in different locations. We use cookies to understand, improve, and research products, features, and services, including when you access our site from other websites, applications, or devices. We use Google Analytics and Google Tag Manager to collect this data.
Advertising
We may use cookies to show you relevant advertising both on and off our site. We may also use a cookie to learn whether someone who saw an ad later visited and took an action (e.g., used our calculator) on our site.
5. Your Privacy Rights
Depending on your location, you may have certain rights regarding cookies under privacy laws such as the GDPR or CCPA. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.
6. Changes to This Policy
We reserve the right to update or change our Cookie Policy at any time. If we make any material changes, we will notify you by placing a prominent notice on our website or updating the "Last Updated" date at the top of this page.
7. Contact Us
If you have any questions about this Cookie Policy, please contact us at: